Plan & pricing

Transparent, age-based, and built for families.

Membership rates, the questionnaire to see if DPC fits, how Mending insurance pairs with us, and the full additional-services wheel — all four laid out below.

Pricing & enrollment

Transparent, age-based, and built for families.

Our rates are public. No negotiated back-room pricing, no surprise bills. A 10% discount applies to memberships paid annually, and every membership is HSA/FSA-eligible under federal law (Jan 1, 2026).

Ages 0 – 17
Kids
$70/mo
For newborns through teens — a doctor your kid actually knows.
Enrollment $99 · HSA/FSA eligible
  • All member benefits included
  • Same-day sick visits
  • Newborn through adolescent care
Enroll →
Typical member
Ages 18 – 64
Adults
$115/mo
For working adults — preventive, chronic, women's health, all included.
Enrollment $99 · HSA/FSA eligible
  • All member benefits included
  • Annual comprehensive physical
  • Chronic condition management
  • Women's health & preventive care
Enroll →
Ages 65 +
Seniors
$140/mo
For Medicare-age members — coordinated care, your way.
Medicare-compatible · Enrollment $99
  • All member benefits included
  • Coordinated chronic care
  • Medicare used for outside labs/imaging/specialists
Enroll →

Family · $300/mo cap

A household pays at most $300/month in membership and $250 in one-time enrollment — no matter how many kids.

Example. Two adults + three kids would total $440/mo at standard rates. Family cap brings it to $300 — you save $140 every month.
Annual discount Pay the year up front and take 10% off. HSA, FSA, and most direct-reimbursement plans accept Foundations fees.
Estimate your savings

What would your household actually save?

Slide to your household size. We'll show you a yearly comparison against a typical insured plan's out-of-pocket spend.
1 adult
You'd save $1,340 a year vs. typical insured primary care.
Foundations DPC
$1,380
Traditional care
$2,720
Illustrative estimate including monthly premiums + average copays, urgent care visits, lab markups, and out-of-pocket prescription costs for a typical household. Actual savings depend on your current plan and use.
Survey questionnaire

Is DPC a fit for you?

A short interactive walkthrough — no contact info required. Answer a handful of questions about your household and current coverage and we'll show you whether Foundations is likely to be a clean fit, a partial fit, or a stretch.

Insurance pairing

Have Mending Healthcare? Welcome.

Mending is one of the only insurers — Oklahoma and Maine — built around Direct Primary Care. Their plans cover $0 visits to DPC doctors like us, alongside low deductibles and broad in-network specialist access elsewhere.

M
Why we keep this share intentionally small

We accept Mending membersLimited slots

We accept Mending members, but we keep that share of the panel intentionally small. Our focus has to stay where it belongs — on our patients, not on insurance paperwork. Even DPC-friendly coverage carries administrative overhead, and protecting unhurried care for every member means no single insurance group can dominate the schedule.

Reach out to check current availability.

From Mending A short introduction to Taro, the DPC-friendly health plan we accept — produced by Mending.
Additional services

Everything else Dr. McLaurin offers.

Hover over any service to read what it is. Services layered on top of standard membership — members get discounted cash pricing, and non-members are welcome for most of them at standard cash rates.

Prices are good-faith estimates and may shift with market costs. We work to keep them as low as possible and will confirm before any procedure.

All 16 services at a glance

  • Membership Supplements (Supplements & Wellness Store)
  • Allergy Testing & Treatment
  • PRP Injections
  • Wholesale Labs
  • Hormone Pellet Therapy
  • Botox® for Chronic Migraines
  • Weight & Metabolic Health
  • In-Office ECG
  • Joint & Trigger-Point Injections
  • Iron Infusion Therapy
  • Skin Procedures
  • Minor Surgical Procedures
  • Travel Medicine
  • Immigration Medical Exams
  • Restorative Bodywork — Manual Therapy, OT, Yoga & Year Journey (with Denean Knapp)
  • Vaccines & Immunizations

Plus more we haven't listed yet — Dr. McLaurin handles a wider range of routine procedures than most primary care practices. If you're curious whether she can help with something specific, just ask.

Plan · Cash-pay savings

Negotiated rates.

Dr. McLaurin has negotiated cash-pay rates with a variety of OKC-area partners. Below is just a sample, and members save an additional 10–15% on top of the listed rate. Note: rates are subject to change.

As of April 2026 · we always re-confirm the current price before referring you.
Cash-Pay
Savings
Members save more
MRI
no contrast
$450
CT scan
$350
Mammogram
$125
DEXA bone
density
$95
Ultrasound
$150
X-ray
2 views
$50
Physical
therapy
$85
MRI
w/ contrast
$650

Specialty consults (cash-pay)

Direct cash rates with select OKC specialists — pricing depends on the specialty and the visit type. We confirm the current quote before sending you anywhere.

$80–$250

Partner hint appears on spoke hover. Prices are current partner rates at publishing and may shift with the marketplace — we always confirm the current quote before sending you anywhere.

HSA & IRS treatment

How DPC fees work with your tax-advantaged accounts.

The 2025 federal change made DPC a qualified medical expense for HSAs, FSAs, and HRAs. Here's a plain-English summary of how each pathway works for individuals and families. Primary sources at the bottom for your CPA.

Eligible (Jan 1, 2026)

HSA (Health Savings Account)

As of January 1, 2026 (One Big Beautiful Bill Act + IRS Notice 2026-05), DPC fees are a qualified medical expense for HSAs — up to $150/month per individual or $300/month per household. Foundations rates fit comfortably under the cap.

To contribute to an HSA you still need a qualifying high-deductible health plan. To spend existing HSA dollars on Foundations, you don't.

Usually eligible

FSA (Flexible Spending Account)

Most FSAs treat DPC fees as a qualified medical expense. You can typically use pre-tax FSA dollars for your monthly membership. Your plan administrator has the final word — ask them in writing.

Usually eligible

HRA (Health Reimbursement Arrangement)

Employer-funded HRAs — including ICHRA and QSEHRA — can generally reimburse DPC membership fees. Many Oklahoma employers pair an HRA with DPC to give employees real primary care without the insurance overhead.

Qualifies as a medical expense

Itemized medical deduction (Schedule A)

DPC membership fees generally qualify as a medical expense under IRC §213. If you itemize and your total medical expenses exceed 7.5% of your AGI, the excess is deductible.

Maybe — ask your CPA

Self-employed health insurance deduction

DPC membership isn't traditional health insurance under IRC §162(l), so most conservative tax preparers do not include DPC fees in the self-employed health insurance deduction. Bring your situation to your CPA.

Depends on your tier

Already on a Mending plan?

HSA contributions still require a qualifying HDHP. Some Mending tiers (like Gold) carry $0 deductibles — rich coverage, but not HSA-compatible for contributions. Lower-deductible tiers may qualify. Check the full FAQ HSA treatment for the math.

This is general information, not tax advice. IRS treatment of Direct Primary Care continues to evolve, and your individual situation matters a lot. Always verify with your accountant, tax preparer, or benefits administrator before making a decision based on what you read here.

Primary sources you can cite

If you (or your accountant) want to verify any of the above, here are the underlying documents.

Ready for a doctor who has time for you?

Tour the clinic at 525 N.W. 11th in downtown OKC, meet Dr. Emily and the team, ask every question you've been saving up. No paperwork, no pressure.

Call 405-563-7200
…or send us a note and we'll reach out.